Malpractice Insurance for USCE

This is a list of agencies and companies that you might wanna shop around for buying Malpractice Insurance Coverage (Also called Professional Liability Insurance) - if the hospital / residency program needs you to have it.

Thanks to a reader for the first four submissions - he chose to be anonymous, though I would have loved to credit the kind man..

Here goes:


1. Medical Protection Society ( "A student mentioned this to me but I have not looked at their policy" - says the reader)

This is a UK Company - about USA, it says: "There are some notable countries where we do not offer permanent membership – particularly the USA and Canada. However, even there MPS membership offers access to medicolegal assistance for students on their electives and for Good Samaritan Acts"


2. Chicago Insurance Company


3. Evanston Insurance company/Lorenz Insurance Agency,
Maria Jimenez, underwriter, 847-572-6142
(I've talked to this gal and I understand the student paid over $1000 for the malpractice insurance for a year)


4. Danuta Kiryk, Assistant Vice President,
Heffernan Insurance Brokers,
1804 Embarcadero Rd., Suite 201,
Phone 650-842-5214, Fax 650-842-5201,
email: danutak@heffgroup.com,
Heffernan Insurance Brokers - License # 0564249 ( most reliable)
"

5. Thanks to another reader for information on this agency:

Premium is around $1300 for a year

Contact: Gabriela Garcia,
Associate Broker, Financial Risk Group
AmWins Brokerage of Illinois
Address: 10 South LaSalle, Suite 3200, Chicago, IL - 60603
Phone: 312-575-9269
Fax: 312-575-9297
Site: Amwins.com


Some Tips:

1. Shop around - get quotes from all before deciding to go ahead

2. If affordable, bu it for a longer period of time, so that if you get more opportunities for USCE, it will cost you less than having to buy a new policy each time


Malpractice Insurance FAQs:


Q. Is Malpractice Insurance Compulsory for USCE (i.e. electives, externships, observerships, etc)

A. No, you need to buy it if the program / hospital needs you to have it


Q. Can the same policy work for different programs / hospitals ?

A. Yes, do confirm it from the insurance agent though


Q. How much coverage should be obtained for ?

A. The program / hospital will let you know about this





Google keywords to this blog article:

- "where to get malpractice insurance for electives"
- "malpractice insurance IMGs"
- "buy liability insurance - international medical graduates / foreign medical grads"
- "malpractice insurance for observerships and externships in america"